Summary:
OmyPayments is a DeFi-powered payment infrastructure for businesses and AI agents. It lets merchants accept most of the tokens across EVM, Tron, Ton and Sol networks with instant settlement to stablecoins or fiat, removing liquidity friction and volatility.
Backed by Cointelegraph Accelerator, integrated with Hinkal for privacy, and paired with Chainspot’s bridge-and-swap layer, OmyPayments shows early traction and offers fast settlement, broad token coverage, mass payouts, and on/off-ramps that match real business needs.
This overview explores how its architecture addresses merchant pain points, why crypto processors are gaining momentum, and how GENIUS-Act and MiCA regulations shape adoption.
1 | OmyPayments at a Glance
- Launched: 2024.
- What it solves: crypto payments, mass payout, private transfers, yield on idle funds, seamless payment rails functionality for AI agents.
- Accepted assets: most of the tokens across EVM, Tron, Ton and Sol networks.
- Recent milestone: Secured backing from Cointelegraph Accelerator in July 2025.
- Strategic partner: Privacy layer via Hinkal to keep B2B flows confidential.
CTA: Ready to test? Open an OmyPayments account and pair it with Chainspot to move capital onto the desired chain in a single click—in most tests under $4 total gas and up to $30 cashback on a $50 k bridge.
2 | Why Crypto Processors Are Booming
Legacy cross-border fees typically range from 2% to 10% and can take several days to settle. In contrast, OmyPayments offers an effective cost of under 1% and near-instant settlement on-chain. According to CoinCodex’s 2025 gateway list, OmyPayments ranks among the top seven platforms for coin coverage and user experience.
Regulatory clarity now supports growth: the U.S. GENIUS Act (effective July 2025) establishes clear guardrails for dollar-backed stablecoins, while Europe’s MiCA regulation came into force in 2024, providing a robust framework for compliant crypto payment services.
3 | Core Features (Where Chainspot Slots In)
| Feature | How OmyPayments Works | Chainspot Touchpoint |
|---|---|---|
| Multi‑chain acceptance | Smart‑contract router scans liquidity on 25 chains | Chainspot provides cheapest bridge route for auto‑conversion |
| Instantly convert to stables | Best‑route DEX swap within one block | Chainspot handles routing if liquidity off‑chain |
| Treasury yield vault | Idle balances earn via DeFi money‑markets | Users bridge yields back to preferred chain via Chainspot cashback |
| Mass payouts API | Send hundreds of on‑chain salaries | Chainspot whitelists payout chains, minimizing gas |
4 | Funding & Roadmap
Roadmap: fiat off‑ramps (Q4 2025), on‑chain card issuing (2026).
5 | Checklist to Onboard
- Open OmyPayments’s account
- Bridge USDC via Chainspot to OmyPayments’s default chain.
- Configure your merchant’s dashboard.
- Start moving money across your businesses.
- Share referral links—OmyPayments pays 0.05 % of partner volume; Chainspot adds 25 % fee share.
6 | Conclusion
OmyPayments combines the simplicity merchants expect from a payment processor with the flexibility of DeFi infrastructure. Together with Chainspot’s bridge-and-swap layer, it forms a toolkit that covers settlement, payouts, liquidity management, and cross-chain flexibility — all at lower costs and faster speeds than legacy rails. For businesses exploring crypto payments today, it offers a practical path to adoption that aligns with both regulatory clarity and real operational needs.
👉 Set up OmyPayments: https://omypayments.com
👉 Move funds via Chainspot: https://app.chainspot.io
